How To Start Saving Even With The Smallest Salary

2025 Author: Bailey Albertson | [email protected]. Last modified: 2025-01-23 12:41

One step closer to your dream: 7 ways to start saving even with the smallest salary

Not all people manage to save money and save at least a small part of their income for savings. And this does not depend on the level of salary, it is the inability to manage the budget. There are ways in which it is easy to save money, even if you don’t know how to save and have a modest income.

Don't buy what can be found for free

Some things are easy to get for free. For example, find an application on your phone that allows you to get cashback for certain purchases.

If you are a book lover and spend a decent amount of money on the purchase of literature every month, you should think about switching to electronic publications. Free electronic libraries store thousands of works, and not only fiction.

Buy used items

Second hand shops have gained popularity over 20 years ago. Now you can buy clothes, shoes and accessories there. Also, used items are easy to find in applications such as Yula or Avito.

If you are not planning to buy underwear, towels, pajamas or any item from the category of very personal, then it is better to save money and buy used clothes.

Refuse advertising mailings on the Internet

Check your email for promotional emails. Review and discard unnecessary ones. often this is a clever advertising move aimed at luring as many buyers as possible. Don't make mindless purchases based only on ads you receive in the mail.

Buy drug analogues

In no case do not rush to buy an expensive European drug in a pharmacy. Look for information on the Internet, study the availability of analogues of Russian production. And it is also worth considering that ordering drugs online is much more profitable than purchasing them at a pharmacy. Moreover, many services also provide free shipping.

Go grocery shopping in the evening and to the market

First, in the marketplace, you can bargain with the seller and get the price down. This is impossible in a store. Secondly, sellers want to sell the products as soon as possible, because tomorrow there will be a fresh delivery, so prices are often reduced by the evening. And everyone remains in the black: the seller will not have stale goods, and you will receive products at a favorable price.

Stockpiling for the winter

Perhaps not everyone knows, but the freezer is an important household appliance in the home. Buy food in season at a reasonable price and freeze it. Then you will not have to spend money on the purchase of fresh vegetables and fruits in winter. Look online for tips on freezing vegetables, berries, herbs, fruits. It is not only economical but also very convenient.

Reduce costs

The surest way to save is to cut costs. Check your cellular service plan. Perhaps there are more favorable terms. Also, do not forget to disable unnecessary services or SMS, which are charged monthly.

Of course, you shouldn't give up all your whims. But it will not be superfluous to consider options for where to purchase certain goods at a better price. Believe me, putting aside even 200 rubles a day, in a couple of months you will be surprised at the growth of savings.